Paul Skeens Bio

Paul Skeens has been in the mortgage industry since 1992. He resides in Charles County, Maryland with his wife of 32+ years and has four daughters & two grandchildren.  Paul has been featured in numerous newspaper articles and national radio commentary shows. He has served as an expert witness for the Judiciary Watch, and has been consulted by The Federal Reserve Board on mortgage industry matters due to his extensive knowledge and expertise.


We run our mortgage business more like a doctor’s office rather than a bank. The goal, he says, “is to make sure clients get the best possible service," so we follow three simple rules:

·        Show up every day

·        Return all phone calls

·        Do what you say you are going to do


Probably the single most important thing we would like our clients to know about Colonial Mortgage Group is this: We are here for you.  Our goal is to educate our clients to help them make good decisions. Our clients stick with us for many years so we treat them like friends and family from the very beginning.  We hope our advice and counsel inspires to recommend others.


Before the housing boom and crash in 2007 we were experts in FHA & Conventional lending. When the mortgage market virtually died, we continued to make these loans and stay current on these policies.  This has been a huge benefit to our clients in the new much tighter lending environment that has emerged after the subprime collapse. We have been able to make FHA loans without interruption while so many of our competitors have either gone out of business or have been scrambling to understand these guidelines.  Many lenders can’t even get their loan officers licensed.”



Here’s what I think about me

My name is Paul Skeens, though my grandfather's name was Skarzynski.  I’m 50 % Polish but 100% American. I wasn’t very good in school but I loved sports. I played lots of basketball, football and golf and became pretty good at those games. I wasn’t physically gifted but worked very hard. I learned that through lots and lots of practice I got better. This became an important theme throughout my life.  I originally owned a landscaping company that I started when I was 17 years old. I sold the business and that property in 1992 and entered into the mortgage business. The main reason for the change was so I could spend more time with my family. My first daughter was born in 1992 and I was concerned that I couldn’t spend enough time with them. I run my mortgage business like a doctor or lawyer would operate a practice.


I’m a very spiritual person and I pray every day.  I love sports but I’d much rather spend time with my family including new sons and grandchildren. Golf is hard. I Love to eat, love to Barbeque. I work out most mornings, do sit-ups, and read the paper (laptop) in between sets. I practice my golf swing in the basement and my wife hates it because it tears the carpet. There is a pond in my yard that we fish in. For years I would get my kids dressed in the morning, make their lunch and take them to school, making sure to be there for them. My wife is my partner, and I love her very much. I really enjoy family and community. I completely love my children, they are my best friends. We’re catholic and go to church on Sundays.



We have 7 people who work in my office and most have been with here for many years;  I am so grateful to have such wonderful people with me. I don’t wear a suit or blue jeans to work. I love to solve problems and help people. I’m glad we are licensed in this industry and I support the continuing education requirements put in place after the great recession. It insulates the professionals in the industry from bad work habits and untrained people moving into the workplace. I don’t want to be something else, just the best mortgage lender in the country.


Give a consistent disciplined effort, no matter what.


Live Happy. 

Thanks for listening, Paul.

Colonial Mortgage Group

3261 Old Washington Road

Waldorf, MD 20602

Tel:  301-932-4610

Cell: 301-318-2590